Article of Thumb Rules to avoid road accidents and what to do after a road accident? in City or Highways
Most of us drive a vehicle on our daily basis, some of us are experienced and some are learners. While driving everyone ensures that they don’t meet with accidents but it happens in a flash and can lead to physical, psychological, financial and emotional struggle. But it can be avoided if we remember some simple thumb rules.
Wear helmet :- No matter whether you are alone or not wearing a helmet is must. If you see a sudden movement in front, you will immediately push breaks and wearing a helmet will help you avoid head injuries and can be a life saver. If there are two people riding a bike both of them should wear helmet.
Stay in your lane :- Avoid changing lanes very frequently and drive in your lane.
Use Indicators:- while driving when you need to take a turn weather left or right always make use of indicators to inform the driver behind you to avoid any accidents
Avoid distractions:- while driving avoid any kind of distraction as using phone for talking or texting.
Follow all the traffic rules:- While driving make sure you always follow all the rules, traffic lights, and carry all the essential documents with you in your vehicle. All the rules and restrictions are made for your own safety.
But what you should do after you have met with a road accident?
Sometimes you can meet with an accident due to unforeseen circumstances even though you followed all the rules and regulations. The most important thing after you have met with an accident is to remain calm and examine your surroundings. Look out for all the injuries happened and damage done to the vehicle and make sure to inform police and hospital in case of severe injuries. Inform the insurance company and don’t run from the scene. Don’t panic and try to deal with the situation as calmly as possible.
DRIVE SAFE! BE SAFE!
Bike Loan and Insurance
Two-wheeler vehicles are very convenient to travel and now buying one has become very easy with the help of a loan. Many different banks give loans to buy a two-wheeler vehicle and it makes the buying process hassle free as one does not have to worry about the money all at once, by taking a loan one can get money from a bank and repay slowly by paying an interest on it in regular instalments.
In order to apply for a two-wheeler loan minimum requirements are that one must be an Indian resident and minimum 21 years of age. Other requirement vary from bank to bank.
The required documents to apply for a two-wheeler loan are passport size photograph, and any valid government identity proof such as passport, Aadhar card, voter id or driving licence, bank statement and a copy of ITR (Income Tax Return).
Insurance is a great tool which helps an individual in times of accidents and vehicle damage. Insurance covers have many advantages as it helps reduce the financial burden of an individual in times of an unfortunate event. In times of accident it is not only physically and emotionally stressful but also financially stressful but having an insurance cover, lessens the financial part of the suffering. There are many types of insurance cover available but basic insurance plans are:-
Third party liability insurance policy: It is one of the most basic plan for two-wheeler owners, it cover all the third party liability i.e. all the damage occurred to the third party, it can be damage occurred to the third party vehicle or their body.
Comprehensive bike insurance policy: In times of accident it provide cover for both the parties involved.
Insurance policy also provides many add-on covers with their policy. One must choose an insurance plan after analysing their terms and conditions, add-on covers they offer, available discounts and the coverage it provides.
